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Terry Ryan "Almost Done" Signing Twins Up for MNSure

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"That open enrollment extension really helped us out."

"Preferred One really dicked us.  I'm not going to sugarcoat it."
"Preferred One really dicked us. I'm not going to sugarcoat it."
Brad Rempel-USA TODAY Sports

With the signing of Ervin Santana, many are wondering if this is the Twins' signature move of the offseason.  Behind the scenes, though, there are a number of moves still to be made.  And maybe the most important one is being made off the field.

"Preferred One jacking up their rates really dicked us over, so now we're kicking the tires on Medica Gold."

Those are the words of Twins general manager Terry Ryan, as he talked about the team's health insurance open enrollment plans for 2015.

"It's been a real adventure," said Twins President Dave St. Peter.  "We had a heckuva time getting logged in, because nobody could remember the password.  Then one of the clubbies said (Glen) Perkins set it, so once we entered 'MILLERTIME6969,' it was all good."

The team, which has been criticized in the past for their handling of medical issues, wants to make sure that fans and players know they are being proactive to find the best coverage at the best price.

"We're not getting Medica Platinum, or any of the high-end Blue Cross/Blue Shield hullabaloo," said Ryan.  "That's not how we operate.  That's not how the Pohlads operate.  Maybe the Dodgers can do that, and that's okay.

"I should be clear that we're not under any monetary restrictions as far as insurance goes.  I just think that a plan with an HSA and a high deductible gives us the flexibility we need to be competitive with other employers in the area."

Longtime observers agreed that this is an improvement over previous health insurance arrangements.

"Back when Calvin (Griffith) owned the team, everyone saw (former Twins trainer) Dick Martin for everything," said one retired front office employee. "Didn't matter what you were sick with, he'd spray CryoDerm on you, give you a handful of green pills, and send you on your way.

"Long story short, my wife gave birth to all of our kids in the Thunderbird Motel parking lot, and not a one of them talk to me anymore."